Terms & Conditions of Easy Pay Plan (Interest Free Credit)
The Company: UK Loft Boarding Ltd
Head Office: Renown Works, Wellington St, Clayton-Le-Moors, Accrington, Lancashire, BB5 5HU
Telephone: 01254 370073
The Customer: “Yourself”
The Easy Payment Plan is an agreement that can made between yourself and UK LOFT BOARDING LTD.
EPP (Easy Pay Plan) is a deferred payment option over three (Easy Pay Plan 3) or six (Easy Pay Plan 6) payments with no interest, no credit checks and no deposit. You can pay off in full at any time and no penalty fees are charged. The only stipulations are that the applicant must be a home owner and in full time employment, self-employed or retirement pension income and have the means to pay the total amount within the agreed period.
Please note there is a minimum spend requirement for all Easy Pay Plans:
EPP 3 minimum spend: £1000
EPP 6 minimum sped: £1800
The first payment is due on completion of the work and to be made by credit card**, debit card, online banking or cash The Remaining Payments will be by standing order direct from your bank. The 2nd payment will be due on the same day on the first calendar month after the install date and each subsequent payments will be made each calendar month after that.
If there are insufficient funds to cover the payments your bank may charge you interest.
The goods will remain the property of UK LOFT BOARDING LTD until the total amount listed above is received in full.
Each default in payment could incur administration fees of £45 (Minimum). Failure to pay the amount in full could result in a county court summons being issued and a judgement being placed on your credit history which will cause difficulty obtaining credit or finance in the future. Please call us immediately if you have any difficulties in making a payment.
If you know you are going to miss a payment or you may have insufficient funds by standing order to pay you can pay by credit card or debit card by calling 01254 370073.
Payment in full can be made at any time. If you choose this option, please inform us immediately and contact your bank to cancel the standing order once payment has been made in full.
Once the installation has been completed the payment scheme starts. If you have any issues with your install, then this will be covered under the 10-year guarantee and must be reported asap to 01254 370073.
Any additional items or upgrades cannot be added to the agreement amount once signed for. These extras must be paid for separately and in full on the day of completion.
Payments can be made at any time to by calling our office to arrange this.
By law you have 28 days to cancel this agreement from the date you sign the agreement and without any money owing. You must advise us of this in advance of the installation date. If you do not advise us that you wish to cancel before the install date the installation may still go ahead or money may be owed for parts or goods bought for your installation.
(** American Express is not currently accepted)